Stories · Updated weekly
Honest writing on Naija money.
Lagos cost-of-living math, side-hustle economics, AI explainers, and the occasional product confession. Long-form when it earns the length. Short when one number tells the story.
Featured · May 2026
"AI that knows your Naira."
Product
Owo AI is live — connect Claude or ChatGPT to your Naija budget
Built into the dashboard, powered by Gemini 2.5 with Claude fallback. Plus an MCP server that lets you plug your own Claude or ChatGPT into your real numbers. World-first for a Nigerian fintech.
Read the announcement →
Guide
The complete Nigeria budget guide (2026)
Build a monthly budget in Lagos. Manage rent. Save in Naira. Real cost data for 2026, the way you'd actually use it.
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Lagos · Food
How much should you spend on food in Lagos (2026)?
Real market prices for garri, rice, beef, chicken, eating out — plus a monthly food template for every income band.
Read the breakdown →
Lagos · Transport
Danfo vs BRT vs Bolt vs okada — the actual math
Nine tricks to cut your monthly Lagos transport spend by 30–50%, with the commute math behind every option.
Read the math →
Product
Owo AI + MCP — set it up in 3 steps
How to mint a token, point Claude or ChatGPT at your budget, and start asking your Naira questions like an analyst.
Read the setup →